Privacy Policy

Last updated: April 2026

1. Who We Are

SwiftCover is a short-term motor insurance platform operated from the United Kingdom. For data protection purposes, we are the data controller of your personal information.

2. Information We Collect

We collect the following personal data when you use our services: full name, date of birth, driving licence number, contact details (email, phone), address, vehicle information, and policy details.

3. How We Use Your Information

Your personal data is used to issue and manage your insurance policy, send policy documents by email, verify your identity when accessing documents, and comply with legal and regulatory requirements including submission to the Motor Insurance Database (MID).

4. Legal Basis

We process your data on the basis of contract performance (to provide the insurance service you requested), legal obligation (regulatory compliance), and legitimate interests (fraud prevention and service improvement).

5. Data Sharing

We may share your data with the underwriting insurer, the Motor Insurance Database (MID), regulatory bodies as required by law, and our technology service providers who assist in operating this platform. We do not sell your personal data to third parties.

6. Data Retention

We retain your personal data for a minimum of 7 years following the end of your policy in accordance with FCA requirements and applicable UK law.

7. Your Rights

Under UK GDPR, you have the right to access, correct, or delete your personal data, object to processing, and request data portability. To exercise these rights, contact us at support@tempswiftcover.com.

8. Cookies

Our platform uses essential cookies only for authentication and session management. We do not use advertising or tracking cookies.

9. Contact

For any privacy-related questions or to exercise your rights, please contact us at support@tempswiftcover.com.